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 Colorado's Lowest Rates with Zero Lender Fees!                  Call Now: 720-341-3355!
 
   
    TODAY'S RATES  NEW PURCHASE REFINANCE LOAN PROCESS APPLY NOW        LOAN PROGRAMS    MORTGAGE FAQS CONTACT US


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  Today's Rates:
     
Lowest Rate's Available in the Country!  Get a Quick Quote today and save!
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Conventional, FHA, VA, USDA, Subprime, Portfolio, Jumbo, Investor
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Loads Of Lending Products

With one of the largest selections of home loan products in the country, we have the ability of offer a broader selection of lending requirements.  Whether your requirement is military-VA, low down payment-FHA, or you're a Fannie Mae eligible buyer, we have the right program for you.  Don't forget our Excellent Jumbo rates and high loan limits.


  
Select Rate Home Loans  
   is a firm believer in equal and
   fair housing opportunity for
   everyone. Call: 720-341-3355
No Hidden Fees

Have you been burned before?

At Select Rate Home Loans, we will go over all of the costs of your home loan in advance, so you can structure your loan in a way that works for you.  Don't let hidden fees from other lenders discourage your effort to buy the home of your dreams.

 
  We are proud to maintain our    
   licensing through the National
   Mortgage Licensing System. 
   NMLS # 1061064

Customer Testimonials

Customers Appreciate Select Rate Home Loans

Not only does Select Rate Home Loans offer the most competitive rates, we also have expanded guideline offerings for most of our loan products, such as FHA, VA, Conventional, Jumbo and Investor. Plus, we have fast turn times for customers looking to close their loans quickly.  Don't let the new TRID guidelines scare you into thinking the loan process should take any longer than normal.  Professionals are standing by to take your application and to qualify you for the lowest rate.  Give us a call when you have a second and let us take care of all your home loan needs. Call: 1-720-341-3355

Here's what you'll need to get started:

There are certain items that you need for every loan application, some of which can save you a good deal of money.  Being prepared can really get your loan closed a lot faster.

Here's a list of the most common items for you below, so you can save time by gathering these items in advance for your loan process.

     •   Pay Stubs - Copies of pay stubs for the last 30 days.

     •   W-2's - If you are a salaried employee or hourly employee, you'll need copies of your two most
         recent year's W-2's.

     •   2 Years Most recent Tax Returns

     •   Bank/Asset Statements - You will need to provide 3 months bank statements for all assets to
         be claimed on the loan application.  These include checking, savings, CD's, 401k, Stocks,
         Bonds and etc.  Make sure to send EVERY page of each statement.

     •   Copy of Driver's License or Social Security Card. - The Patriots Act requires this information.

     •   Divorce Decree - If you have been divorced in the last 7 years, please provide a copy of your
         divorce decree with the Separation Agreement.

     •   Bankruptcy Papers - If you have filed for bankruptcy chapter 7 or chapter 13 in the last seven
         years, you'll need to provide your full bankruptcy papers with the discharge letter and a letter of
         explanation.

     •   Insurance Information - Current Home Owner Insurance Information.  Or for Purchases, once
         you have a contract for your new home, you will need to acquire homeowner's insurance and
         provide that documentation to us.

 
If Refinancing:

Mortgage Statement - This gives us easy access to important information about your mortgage and allows us to get your payoff information.  Please remember to include any 2nd mortgages or Home Equity Lines of credit if applicable.  For New Purchases, we need a copy of your Contract Offer. 
 


 

 

Need Help?  1-720-341-3355
Contact@GoSelectRate.com
 
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